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Common Reasons For Being Denied a Worker’s Compensation Claim

Common Reasons For Being Denied a Worker’s Compensation Claim

If you injured yourself while at work, you’re probably hoping your company’s insurance will approve your worker’s compensation claim to supplement your income and pay for any medical bills.

However, insurance companies frequently deny worker’s compensation claims for a variety of common reasons. If you learn those reasons and work with a personal injury attorney before submitting your claim, you’ll increase your chances of having your claim approved.

What Are Some Common Reasons Insurance Companies Deny A Worker’s Compensation Claim?

Worker’s compensation claims frequently get denied for many reasons that you can altogether avoid.

Some common reasons insurance companies deny a worker’s compensation claim are:

  • Failing to submit your worker’s compensation claim or failing to report your injury directly to your employer before your state’s deadline;
  • Disputes over if your injury or illness occurred at work or not;
  • You filed your claim after leaving your job;
  • Your injury doesn’t meet the state standard to receive worker’s compensation benefits.

In North Carolina, employees have two years from the date the injury occurred or was reasonably discovered to file a worker’s compensation claim. If you fail to file the claim after the two-year mark, your claim will be denied, regardless of if you would have been previously entitled to benefits. You can avoid this common denial by swiftly working to gather evidence, contacting a lawyer, and filing your claim.

When a worker files a claim, the company may try to say that you weren’t working at the time of the injury, that your misconduct caused the injury, or that your current injury or ailment is not the result of a workplace accident or exposure. To prove them wrong, you’ll need to gather evidence to support your claim. Strong evidence ranges from eye-witness accounts or medical records.

Insurance companies usually deny claims when the worker has been fired, laid off, or quit from the employer they are filing against. However, if you reported the injury while you were employed or were injured in the period after you gave notice or were notified you’d be let go, your claim may still stand.

Finally, North Carolina guidelines set specific conditions that worker’s compensation claims cover. The State may enforce special restrictions for conditions such as cumulative trauma or psychological conditions, or any illnesses caused by prolonged term-emotional stress may be denied. Your injury may also need to meet a severity threshold for worker’s compensation to kick in.

What Should My Next Steps Be If I Was Injured At Work?

If you suffered an injury at work and need to file a worker’s compensation claim to help prevent getting denied, contact an experienced personal injury attorney right away. Hyland & Padilla’s legal team has years of experience working for North Carolina workers and winning them the worker’s compensation sum they deserve.

Our legal team can help you fill the form correctly to avoid denial, negotiate with insurance companies on your behalf, gather evidence, and advise you on the best next steps for your case.

To ensure all our clients are happy, we offer a free upfront consultation for you to understand our services better and for us to help you understand the merits of your case better.

  • Carlos M.
    Carlos M.
    2019-05-03
    Google

    Andrea fue excelente al ayudarme a lidiar con el seguro después de que alguien me golpeara en la carretera. Su oficina y el personal son muy profesionales!

  • Juliette G
    Juliette G
    2019-05-03
    Google

    Andrea with Hyland and Padilla was extraordinary on my case! She was very professional, courteous and went above and beyond the call do duty to resolve my case with expertise and the least amount of disruption to my life! I want to thank her and all at the firm for assisting me with closure in a very traumatic life event! Thank you for everything you did! Julie J

  • Hussein B.
    Hussein B.
    2019-05-03
    Google

    Thank you Mr Padilla You are truly successful lawyers and deserve all respect and appreciation. Thank you very much for helping me with my case and returning my full legal rights and financial compensation from the insurance company. Thank you. Thank you again

  • Carlos M.
    Carlos M.
    2019-04-18
    Google

    Definitivamente una gran elección! Me dejaron severamente quemado en la mano y el brazo después de un accidente de trabajo. Pude obtener dinero por mis lesiones gracias a Hyland y Padilla. Uno de los mejores abogados de compensación de trabajadores en Durham.

  • Miana I.
    Miana I.
    2019-04-10
    Google

    Working with Andrea and her team was a pleasant and professional experience from beginning to end. Although there were lots of quirks that presented throughout my case, she was always kind, returned all of my calls and answered every question that I had, all with a smile in her voice. She didn't hold back in sharing the not soo fun stuff, however, she also came with suggestions and solutions. She worked really hard to ensure that my case was resolved in a timely manner. I would recommend her 1000%. Even throughout such a difficult time in my life, this was a very positive experience.

  • Karen R.
    Karen R.
    2019-04-10
    Google

    Mr. Padilla and Brenda really took my case seriously. They made sure I received all the care I needed and they were always available if I had questions or concerns.

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