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Workers Comp Articles

Reasons Your Pain Medication Coverage May Be Limited in an N.C. Workers Comp Claim

Suffering an injury on the job can cause severe pain to the worker, especially in jobs where labor involves working from high heights, scaling buildings, or physical labor. Managing the resulting pain in workers is a real challenge that can require medication, but your worker's compensation may limit what pain therapy you have access to. Why Would Pain Medication Be Limited Under Worker's Compensation Claims? According to the U.S. Department of Health and Human Services, 130 people die each day in the U.S. as a result of opioids. Opioids are narcotic painkillers that work by preventing pain signals from reaching the brain. They...

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3 Reasons Your Workers Comp Claim Could Be Denied

After a work-related injury, you may assume that receiving worker’s compensation would be automatic. However, insurance companies can deny worker’s compensation claims for various reasons. Understanding three top reasons a worker’s compensation claim may be denied before filing out your paperwork can save you headaches and speed up the time it takes to receive your much-needed benefits. What Are Some Reasons A Worker’s Compensation Claim Can Be Denied? While companies must have worker’s compensation coverage, the insurance company’s primary goal is not to pay out on that policy. Because of this, they may deny your claim for a few critical reasons. A...

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Limits of a Construction Company’s Liability When You Are Injured on the Job

As a construction worker who suffers an injury on the job, you may think the construction company employing you is liable; however, there are limitations to what they can be held responsible for. Do I Qualify For Workers' Compensation Coverage? Construction companies in North Carolina that employ three or more people must carry workers' compensation coverage. This is no-fault insurance. It does not matter how the person was hurt. However, many construction workers are called or considered "independent contractors" and worry that workers' compensation coverage doesn't apply to them because they're not technically employees and file taxes as contractors. However, your entitlement...

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Documentation You Need When Filing a Worker’s Compensation Claim

If you suffer an injury while working on the job, the next most important thing you can do after seeking medical attention is to file a worker's compensation claim. When you file your claim, you must ensure your worker's comp documentation aligns to help expedite your paperwork and get you the money you need as quickly as possible. What Documentation Do I Need When Filing A Worker's Compensation Claim? While it would be excellent for filing a worker's compensation claim to be a simple form stating you've been injured, it's far more complex and requires multiple forms for you to receive...

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Legal Responsibilities of Construction Companies in N.C. for Worker’s Compensation

North Carolina requires construction companies to have worker's compensation for all employees to ensure that they can receive monetary support if someone injures themselves on the job. However, if you seek worker's compensation without the help of an experienced attorney, you run the risk of not getting the full benefits you deserve or, worse -- receiving none at all. I'm A Contractor. Do I Still Qualify For Worker's Compensation? Working in the construction industry presents more danger than many other jobs. Because of this, the state of North Carolina requires construction companies to uphold a duty of safety to their employees. Employers, site...

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What to do If You Suspect You Have an Occupational Illness

Perhaps you have a perpetual cough, a rash that covers your body, or worse, a cancer diagnosis, and you're worried your sickness came from your job. Suppose you suspect you have an occupational illness. In that case, legal action (for workers’ compensation because of an occupational disease) can help you recover monetary compensation to pay for treatment and reimburse any lost wages you suffered because of missed work due to the illness. What Is Considered An Occupational Illness? If you suspect you have an occupational illness, first, it's essential to find out if, legally, your disease is considered work-related and often covered. Workers'...

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Do I Want My Case to Go To Trial?

When you're involved in a personal injury or worker's compensation lawsuit, you want the biggest payout possible to compensate for your injuries. But does that mean you want your case to go to trial? Keep in mind that more than 90 percent of personal injury cases are settled before going to trial, according to the U.S. Department of Justice. Do I Want My Workers Compensation Case To Go To Trial? A trial can pose a significant risk or a big reward when you sue for workers' compensation. A jury might find the defendant not guilty in creating circumstances that contributed to your...

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Protecting the Elderly From Slip and Fall Dangers

When an elderly person slips and falls, the repercussions of the injury can cause life-long limitations and stunt their independence. Knowing the risks and then what to do if someone you love does fall can help stop a bad situation from getting worse. What Are Some Slip And Fall Dangers For The Elderly? When an older adult is out and about around town, conditions on someone else's or a businesses' property may pose risks. While getting around, a wet floor, narrow staircase, changes in flooring, poor lighting, torn carpeting, or other dangerous conditions can cause a fall. If this accident happens on...

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Can a Death From COVID be Considered a Wrongful Death?

More than 3.1 million people have died as a result of COVID-19. For some, they'll never know how they contracted the virus, but for others, the source is clear, and they may even have contracted it at work. If your loved one died due to COVID-19, and the conditions they contracted the virus under were not up to safety protocols, you may be wondering if their passing can be considered a wrongful death. Can I Sue If My Loved One Died Of COVID-19 They Contracted At Work? Usually, if someone dies due to an accident or disease contracted at work, the deceased's worker's...

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Common Reasons For Being Denied a Worker’s Compensation Claim

If you injured yourself while at work, you’re probably hoping your company's insurance will approve your worker’s compensation claim to supplement your income and pay for any medical bills. However, insurance companies frequently deny worker’s compensation claims for a variety of common reasons. If you learn those reasons and work with a personal injury attorney before submitting your claim, you’ll increase your chances of having your claim approved. What Are Some Common Reasons Insurance Companies Deny A Worker’s Compensation Claim? Worker’s compensation claims frequently get denied for many reasons that you can altogether avoid. Some common reasons insurance companies deny a worker’s compensation claim...

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