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Author: Staff Writer

What is Considered “Impaired” When Driving in NC?

Driving under the influence is illegal and can be extremely dangerous to drivers, passengers, and other motorists or pedestrians. However, adults are legally allowed to drink alcohol and consume certain drugs, so what constitutes "impaired" driving in North Carolina? What's The Legal Blood Alcohol Limit To Drive In North Carolina? In North Carolina, if you are noticeably impaired or have a blood alcohol concentration of 0.08 or higher, it is illegal to drive a car. However, if you're operating a commercial motor vehicle, the limit is even less at 0.04. Under NC's new provision, law officers can also order chemical tests for drugs....

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Liability in NC Slip and Fall Cases

Slip and fall liability in North Carolina isn't as clear-cut as many victims hope it would be. If you fell on someone else's property, you may be hoping to collect monetary damages to cover the costs of your medical bills and any lost wages. However, if a court decides you contributed to the fall through your negligence, you may be entitled to nothing. Who Is At Fault In A Slip and Fall Case In North Carolina? North Carolina enforces a rare contributory negligence rule in many personal injury cases, including slip and fall cases. As a result, you would not be entitled...

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Avoiding Personal Injury with Personal Awareness

We can’t control if our environment is unsafe, but being aware of your surroundings can help prevent unwanted and dangerous injuries. Having personal safety awareness is essential to avoiding injury. With these critical steps, you can keep yourself safe and avoid life-altering injuries. In addition, if you suffer an injury, showing a court you took these essential steps can help you win the damages you deserve for lost income and cover medical expenses. How To Practice Personal Safety Awareness When entering a work site or somewhere new, look around and see if any signs warn against entering or other dangerous facets. For...

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What Types of Businesses are Exempt from Worker’s Compensation?

All state governments, besides Texas, require that employers carry worker’s compensation insurance for when an employee is injured on the job, enabling the employee to collect money for lost wages and compensate for medical bills. However, there are specific job categories and types of businesses that have worker’s comp exemptions. What Jobs Are Exempt From Worker’s Compensation? Every state has varying laws surrounding worker’s compensation, but in North Carolina, these businesses are exempt from carrying coverage: Companies employing two or fewer people Agricultural employment with fewer than 10 employees Certain sawmill and logging operations All domestic employees, such as housekeepers and caregivers, are exempt Other areas...

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3 Reasons Your Workers Comp Claim Could Be Denied

After a work-related injury, you may assume that receiving worker’s compensation would be automatic. However, insurance companies can deny worker’s compensation claims for various reasons. Understanding three top reasons a worker’s compensation claim may be denied before filing out your paperwork can save you headaches and speed up the time it takes to receive your much-needed benefits. What Are Some Reasons A Worker’s Compensation Claim Can Be Denied? While companies must have worker’s compensation coverage, the insurance company’s primary goal is not to pay out on that policy. Because of this, they may deny your claim for a few critical reasons. A...

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Limits of a Construction Company’s Liability When You Are Injured on the Job

As a construction worker who suffers an injury on the job, you may think the construction company employing you is liable; however, there are limitations to what they can be held responsible for. Do I Qualify For Workers' Compensation Coverage? Construction companies in North Carolina that employ three or more people must carry workers' compensation coverage. This is no-fault insurance. It does not matter how the person was hurt. However, many construction workers are called or considered "independent contractors" and worry that workers' compensation coverage doesn't apply to them because they're not technically employees and file taxes as contractors. However, your entitlement...

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Documentation You Need When Filing a Worker’s Compensation Claim

If you suffer an injury while working on the job, the next most important thing you can do after seeking medical attention is to file a worker's compensation claim. When you file your claim, you must ensure your worker's comp documentation aligns to help expedite your paperwork and get you the money you need as quickly as possible. What Documentation Do I Need When Filing A Worker's Compensation Claim? While it would be excellent for filing a worker's compensation claim to be a simple form stating you've been injured, it's far more complex and requires multiple forms for you to receive...

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When Is Settling a Claim in Your Best Interest?

When trying to receive compensation after a personal injury, you probably think your main goal is to win. However, in many cases, settling can be your best bet to receiving the most significant cash settlement versus nothing at all. If there’s a chance you may receive nothing at all, or the discussions could extend over the course of several years and delay financial compensation, it may be in your best interest to settle your claim. When Should I Settle A Personal Injury Claim? In most cases, an insurance company will negotiate with you and your legal team and make a settlement offer...

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A Motorcyclist’s Guide to Protecting Yourself Legally

Motorcyclists share the road with cars and trucks, but motorcyclists carry far more risk. According to the NHTSA, motorcyclists are 29 times more likely to be killed in an accident compared with someone driving or riding in a passenger vehicle. Understanding what you can do to protect yourself before and after an accident can make a massive difference for your safety, financial health, and legal protection. What Can I Do To Protect Myself Before A Motorcycle Crash? The best way to protect yourself from a motorcycle crash is to not get in one. Start by driving responsibly, following speed limits, carefully taking curves,...

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What to Do If You are Injured by a Commercial Truck

More than 130,000 people suffer injuries due to commercial truck accidents each year. Truck accidents have risen 52% since 2009. Nearly 5,000 people die a year from truck accidents, but those who survive can deal with severe injuries that affect everyday life, their ability to work, and more. A commercial truck can weigh as much as 80,000 pounds, so the injuries someone in a passenger vehicle often sustains can include: broken bones, neck injuries, burns, spinal cord injuries, or even organ damage. Many survivors also deal with post-traumatic stress after a truck accident. Can I Sue A Commercial Truck Driver If I'm...

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